Right now, save money It's really important. Considering the current financial situation, any small reduction in spending offers a valuable respite to the domestic economy.
Therefore, at Workcapital we not only help you obtain the appropriate financing. We also want to provide you tips to save and improve your financial health.
1. Why is it important to save money day after day?
Save money It always adds up. Every outlay you avoid increases the availability in your domestic economy. Sometimes, you may have the feeling that it is not worth making certain deprivations because the savings are small. Now, if you do it every day, the accumulated savings is more than relevant.
precisely, the ant expenses They are the ones that provide us with the greatest capacity to economize. They are those of little importance and dispensable, but that are frequently repeated. Just as they go unnoticed and do not seem to affect the domestic economy, they multiply their positive effect when you eliminate them.
Think, for example, about drinking your coffee at home and not in your usual coffee shop. If each cup cost 1,50 euros, after a year you would be saving 547,50 euros! Imagine what you can achieve by putting these into practice. tips to save in your routine
So don't hesitate: you can Save a lot of money if you propose it. You need planning, judgment and some good ideas. Truly, in reasonable quantities, it is within your reach.
2. Better tips to save money every day
If you document all your income and expenses, you are sure to find a number of useful tips and recommendations. Choose among them those that:
They bring you more monetary benefit.
It is less complicated for you to apply them.
Be sure: many few are better than few many. What do you think of these five?
1. Rationalize your expenses
Think before you spend, stop doing it in an impulsive way. For example, he considers which disbursements are really necessary, which are urgent, which can be postponed and which are dispensable. Based on this classification, prioritize and establish when to face each one.
Regarding purchases in general, and impulse purchases in particular, ask yourself: "Why buy it?". If the answer you give satisfies you, go ahead. Otherwise, abort that transaction.
2. Pay in cash better than with cards
The cards prevent you clearly control how much you have spent in each period of time. Only when we run out of money in our wallet and have to go to the ATM to get more, are we aware of the payments made.
Therefore, it is in your best interest to adopt this habit and stop using your credit or debit cards. Believe it or not, it is a more effective habit than it seems.
3. Update your supply providers
Nobody has signed an exclusivity contract in the telephone, Internet, pay television, insurance or electricity that we pay monthly.
Often it is enough to compare options from other suppliers and communicate it to the current ones to receive more advantageous counteroffers. If you go one step further and explicitly ask to unsubscribe, you will be presented with one last very beneficial option. Then tell them that you continue as a client for another year. With a few calls you will have saved hundreds of euros annually.
It is true that it is usually lazy and you don't feel like doing it, but it is a very beneficial strategy for your domestic economy. Don't hesitate to apply it. Want save money? Talk to your usual suppliers.
4. Set yourself a savings challenge
It's been going on all your life. It consists of proposing a saver challenge and have the will and self-demand to fulfill it. We propose two possibilities as a reference, although you can design your own according to your circumstances:
Put 2 euros a day in a piggy bank. At the end of the year you will have 730 extra euros. Not bad, don't you think?
Put 20 euros into your bank account every week. In one year, you will have an additional 1.040 euros of balance.
5. Change your mobility habits
If you have the possibility, go to work on public transport. Or, better yet, by bicycle or electric scooter. When you opt for sustainable mobility you are doing great good for the planet. Furthermore, this is one of the tips more effective to save. Do you know that the average fuel expense per family, in Spain, is about 1.200 euros? If you reduce it by half, you already have a lot to gain.
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