Workcapital SA is a nationwide financial company specializing in financing for small and medium-sized enterprises. We are a benchmark in working capital financing for SMEs, with a focus on Promissory Note Discounting. Because of this, we put an expert team of professionals with deep knowledge of the financial sector at your disposal.
Our service is specially designed to solve our clients' financial needs in a simple and agile manner, placing special emphasis on fast response times, streamlined procedures, and simplified operational paperwork.
We put our most important asset at your disposal. Do not hesitate to call us—we will be delighted to help you and answer your questions.
Founding Partner. Managing Director
Co-Founder. Chief Strategy Officer
Deputy General Manager
Co-Founder. Administrative Manager
Administrative Manager
Accounting Director
Holds a diploma in Business Administration from the University of Valencia.
He began his professional career as an administration manager in the construction industry, where he worked for various companies. At the same time, he worked as a self-employed professional in the areas of tax, labor, and accounting management.
With more than 25 years of experience in administration and finance, he joined Workcapital in 2015 to establish and lead the Accounting Department. Since then, he has been responsible for internal controls over the company’s accounting, tax, and human resources functions.
Accounting Department
Chief Financial Officer
Bachelor’s degree in Business Administration and Management and Master’s degree in International Trade from the University of Valencia.
He has over twelve years of experience in administration and finance departments within the industrial sector. Throughout his career, he has worked at companies such as Industrias Ochoa, S.L., and Keraben, S.A., progressing from entry-level positions to roles with financial responsibility. At the aforementioned company, he also coordinated the implementation of SAP R/3 across the group.
He subsequently joined the financial sector as Chief Financial Officer of Credico, a company specializing in mortgage financing, where he worked for nine years. Later, he joined Workcapital to design, develop, and execute the company’s financial strategy.
Treasury Management
Legal Department Director
Law Degree and a Master’s in Lawyers from the University of Valencia.
She began her professional career in 2017 as a Legal Trainer at Candela & Porcel, providing legal support and advice. In 2019, she joined the Gedesco Group, where she began specializing in alternative financing, later continuing her career at Toro Finance, S.L.
In 2025, she joined Workcapital, furthering her specialization in alternative financing and contributing her legal expertise to the development and consolidation of the company’s legal department. Currently, she focuses primarily on procedural, civil, and commercial law, overseeing legal representation in proceedings, negotiating both judicial and out-of-court settlements, and providing legal counsel to the various departments at Workcapital.
Chief Risk Officer
Bachelor’s degree in Economics and a master’s degree in Accounting, Auditing, and Management Control from the University of Valencia.
She began her professional career at Caixa Popular in the Collections Management Department and later gained additional experience in the Revenue Collection Department of the Port Authority of Valencia.
In 2018, she joined Workcapital as an analyst in the Risk Department. Thanks to her professional growth and expertise in the field, she was promoted in 2022 to Risk Director, a position in which she leads the assessment, control, and management of the company’s risks.
Risk Analyst
Commercial Director
Bachelor’s degree in Business Administration. MBA from the European University of Valencia and Ph.D. candidate in Entrepreneurship at the University of Valencia.
He has over 25 years of experience in sales management, business development, and business administration. Throughout his career, he has specialized in sales strategy, corporate finance, and team leadership, combining solid executive experience with an innovative, growth-oriented vision.
Before joining Workcapital as Commercial Director, he worked for more than eight years as CEO of Colectual. During this time, he led the company’s growth, development, and consolidation in the market.
Commercial Manager
Albufera center
Despacho 11-01
Plaza Alquería de la Culla, 4
46910 Alfafar (Spain)
