Convert your pending payments into immediate liquidity.
At Workcapital, we offer the opportunity to advance payments to your suppliers, thereby improving your company's liquidity and strengthening your business relationships
In accounting terms, this type of transaction is recorded as an asset until the delivery of goods or provision of services takes place, and is typically linked to Account 407 under the General Accounting Plan in Spain. As such, our supplier advance service for companies is not only a financing tool, but also a figure recognized by accounting and tax regulations.
Advances for supplier payments for private companies and public bodies.
Individual invoices
Contracts
Future receivables
Advances in 3 easy steps
Step 1
Send us the invoice or contract Contact us via form, WhatsApp, or email at info@workcapital.es. No unnecessary paperwork.
Step 2
No-obligation assessment We analyze your case and provide a definitive answer within a maximum of 2 hours.
Step 3
Receive your money We issue immediate payment as soon as we receive the signed contract.
The supplier advance service for companies is an ideal solution for efficiently managing your payments
This form of short-term financing allows you to convert your pending payment commitments into available liquidity, facilitating the fulfilment of your financial obligations. Unlike a traditional loan, no debt is recorded on CIRBE, which helps preserve your company's credit capacity.
This service includes managing payments to your suppliers, ensuring they are handled efficiently and in a timely manner. Workcapital takes care of making the payments directly, allowing your business to benefit from greater cash flow flexibility. In this way, companies can maintain stronger commercial relationships, access early payment discounts, and guarantee the supply of essential goods and services.
We offer supplier advance solutions for both private companies and public entities, adapting to the specific needs of each organisation. This service is particularly useful in sectors such as manufacturing, distribution, construction, or professional services, where payment terms tend to be longer.
At Workcapital, you will have access to a team of experts who will provide personalised advice and conduct a fast, approachable, and transparent analysis of your financial situation. Furthermore, we will guide you on how to record these transactions in your accounting and answer any common questions regarding the tax treatment of our supplier advance service for companies.
Find out with no obligation whatsoever and discover our range of financial products.
By opting for a supplier advance service for companies, you gain immediate financial and strategic benefits.
Immediate liquidity without having to rely on traditional bank loans
Stronger supplier relationships by guaranteeing them prompt payment
Opportunity to access early payment discounts.
Flexibility to work with either private or public suppliers.
Does not affect your CIRBE record, keeping your borrowing capacity intact.
Fast processing, with much more streamlined procedures than other financial products.
Advance your invoices online
Take a photo of the invoice with your mobile phone and send it to us via WhatsApp. It really is that easy! Closer to you, we provide immediate, personalised service.
Alternatively, send it to us using our contact form.
Our supplier advance service for companies is particularly useful in various sectors
Manufacturing and production: when advance payment for raw materials is required.
Importers and distributors: to settle payments for goods at customs or with international suppliers.
Construction and services: by guaranteeing payment to contractors and subcontractors.
SMEs and self-employed professionals: seeking financial stability without slowing down their daily operations.
There are situations in which this supplier advance service proves especially strategic
When your cash flow is under pressure and you need immediate liquidity.
If you wish to take advantage of trade discounts for early payment.
When you need to secure supply with key vendors.
If you want to avoid increasing your bank debt or using up credit lines.
Frequently asked questions
Our service is designed for sole traders, companies, and public bodies that need to advance payments to their suppliers, thereby optimizing their cash flow and strengthening their commercial relationships.
Yes, it is possible to request an advance on part of the amount, depending on your company's needs and the terms of the transaction.
It's very easy! You can fill out the form available under the "About Us" section on our website or contact our specialist agents directly by calling 960 50 20 24.
The process is fast and transparent. We only need a copy of the invoice or the related contract. We review the transaction without obligation and provide a response within a maximum of 2 hours. Once approved, we will request the necessary details to formalize the contract. Upon receiving the signed contract and notifying the debtor of the assignment, we will issue the transfer immediately.
Of course! At Workcapital, we are experts in reviewing transactions quickly. We know that a lack of liquidity can pose a challenge to your company's financial management, which is why we commit to communicating the result of our analysis in less than 2 hours to provide you with a solution as quickly as possible.
We focus on analyzing the debtor's creditworthiness, the term until maturity, and the amount of the transaction. Based on these factors, we set the conditions for the advance.
In these cases, the terms of the signed contract are reviewed and the corresponding legal measures are applied. This is why it is essential to always formalize the assignment and ensure the validity of the invoice or contract.
Our main advantage is speed. Approved transactions are usually paid out on the same day, avoiding long waiting periods that could harm your company's financial situation.
The advance terms will be calculated on the net amount of the invoice, taking into account applicable credits and taxes on the tax base.
Payment is made immediately once the contract is signed and the formalization procedures are completed.
The supplier advance service for companies can also be applied to foreign trade operations, provided that the documentation meets all legal requirements.
Supplier advances for companies allow you to reduce average payment terms and obtain immediate liquidity without affecting your borrowing capacity. It is a quick, simple form of financing that does not affect your CIRBE record.
The following types of invoices can be distinguished:
Standard invoice
Simplified invoice or receipt
Proforma invoice
Rectifying (corrective) invoice
Summary invoice
Electronic invoice
Workcapital facilitates the financing of outstanding invoices issued to both private companies and public bodies.
Yes, at Workcapital we allow you to enter into an assignment agreement for multiple invoices linked to a specific contract or issued after a set date. In this way, you can improve your supplier portfolio's average payment period and leave the payment management to us.
No, it is only necessary for the supplier to recognize Workcapital as the legitimate beneficiary of the invoice's credit. From that point on, we will proceed with the advance contract and, once everything is verified, you will receive the money in your account.
It really is that easy!
Of course! We only evaluate the creditworthiness of the entity paying the invoice. Therefore, having debts registered is no obstacle to working with us.
Call us!
To contract supplier advance services for companies, you must be up to date with public administrations. However, alongside the transaction, we can manage the settlement of the debt at no extra cost.
Costs depend on the entity paying the invoice, the maturity period, and the operational procedure followed. We always recommend sending us a sample invoice so we can guide you through the entire contracting process.
At Workcapital, we understand the need to access liquidity as soon as possible. Therefore, following contract signing and completion of the necessary checks, we transfer the funds immediately.
